Retirement Planning with Annuities with Maryland Annuities Broker
Currently our Retirement Planning services are free. We use online resource like retirement calculators and other software programs to help give you a snapshot to where you need to be. We can only advise on Annuity and Insurance products as we are insurance brokers. There are many ways to start a retirement plan and the first thing to do is to get organized.
Many people do not realize that you can start an IRA, or Roth IRA and have the underlying investment as an annuity. There are so many big organizations out there that offer you many investment options but few will offer you a competitive annuity product. We specialize in Annuities and work with only A rated insurance companies. Retirement Planning is different for everyone but we realize that living in the D.C. Metro area is expensive and it is sometimes a challenge to make ends meet. That is why we wanted to make you aware of Annuities and what they can do for you.
It is never too late to start saving for Retirement. Many people are so frustrated about the economy, what their current investments are doing and trying to get ahead. As you long as you are saving something, that is a start. Many workers start a monthly contribution for an employer sponsored plan and take little time to really understand the underlying investments they have chosen to help grow their assets. That is the number one mistake we see day in and day out. When we ask people who their retirement plan is with, they often say the name of their employer and do not really understand that there is an investment company that offers a whole retirement plan package to your employer to be in compliance. The biggest challenge we find with our clients is the discipline to put the money away and keep putting it away. For those that do have that plan or discipline to consistently save money, they see their money grow. However, greed is a big factor when that starts to happen and there are many people that are just not realistic about the returns the expect to see.
All investments have risks but we feel that Annuities are on the green side of risk. Other investments are yellow and even red hot. If you have the money to risk lava hot, expect to lose it all or receive a great return for the risk level that you have chosen. We only offer common sense education about what you need to do and where you need to be heading to achieve your imaginary version of retirement. There are several stages of retirement that many people live through but if you do not have an income source, those plans can change drastically and you might even have to move back in with your kids or other relatives. Take a look at what you have now and set realistic plans on where you want to be. Make a plan and be flexible with that plan because life is not predictable. These are all things you heard before but we wanted to stress it one more time.
Get organized, make a plan, think about your insurance and retirement needs and give Annuities and all of their variations a good hard look to see if they can help you achieve your goals and create a green light to retirement income. Questions are answered for free.