When we think about Retirement, sometimes it is out of reach for some but a fact that it will happen to everyone. Some people are set for life because they made the choices and sacrifices they needed to make to ensure a retirement income they could live on. Retirement is a hard choice that we have seen many clients face and realize the facts and ultimate reality of their own situation. Sometimes it is refreshing to realize that you are ok and you will have enough perceived income when you decide to stop working. Others, however feel sick and overwhelmed when they finally face the fact that they started too late and do not have enough and have to continue working. They will either work in their own profession or decide to branch off into another one and will actually work for someone till the day they die. We want to change all of that. There are investment vehicles to help you create an income that you cannot outlive. Yes, they are annuities and we specialize with all of the top rated carriers.

You see, Annuities are different than other investments because your account and your money are guaranteed by the claims paying ability of the insurance company that you opened the account with. Not all Insurance companies are equal, that is why Insurance Carrier Ratings are so important. We deal with the top rated carriers to ensure that your money is there when you need it and you will get a check and payout when you need it. Many of our clients are so brainwashed by television and different exposures to investments that it takes a little time to understand the concept of annuities. Annuities have been around a long, long time and the concept is not new. Social Security is a form of annuity in a sense that you pay into the program all of your working life and expect and if not demand a payout when you file a claim and retire. How secure is that? Many feel that America is on the road to ruin and all great civilizations come to a point where they fail. It has happened time and time again over the centuries and recently I read an article that described America as the next Rome. Who would believe that?

The rich keep getting richer and the poor keep getting poorer. Medical expenses are through the roof and many have lost hope that they can actually retire. Some see no answer than to keep working until they die. We do not want that for you or for anyone. Many rely on Social Security for some income, and many others have an employer sponsored retirement plan and they hope to save enough or earn enough to be able to take the 4% a year as additional income. For most, this is not the case and are forced to live in poverty upon retirement age. We have seen many in this state and it is just heartbreaking. We created several websites that specifically target each state and each area to allow people to understand all of their options. There are so many choices for annuities. There are Qualified Annuity Retirement plans that fit into an IRA, or Roth IRA. There are also non qualified annuity plans that are opened with after tax money in addition to a normal retirement plan. We encourage you to search, explore and learn about all of your options and we are here to help. Just call or email and we would be happy to help.

Another one of our source is our flagship website and you can learn everything thing there is to know about annuities here at Maryland Annuity Resource.